Divorce can be a challenging process, and protecting digital assets is an important part of it.
Digital assets include online bank accounts, social media profiles, emails, digital photos and cryptocurrencies.
Change all passwords
According to the CDC, the divorce rate in Illinois is 1.3 per 1,000 couples. Start by changing passwords for all online accounts. This includes social media, email, banking and any other accounts that hold important information. Create strong, unique passwords for each account. Use a combination of letters, numbers and special characters to make the passwords difficult to guess.
Enable two-factor authentication
Two-factor authentication adds an extra layer of security to online accounts. It requires not only a password but also a second form of verification, such as a code sent to a phone. This makes it much harder for anyone else to access accounts without permission.
Back up important data
Regularly back up important digital files to an external hard drive or a secure cloud service. This ensures that important documents, photos and other files remain safe even if you lose access to certain accounts. Keep these backups in a secure location that only trusted individuals can access.
Monitor account activity
Regularly check the activity on all online accounts. Look for any unusual or unauthorized activity and address it immediately. Set up alerts on bank accounts and credit cards to receive notifications of any transactions.
Secure devices
Ensure that all personal devices, such as smartphones, tablets and computers are secure. Use strong passwords or biometric security features like fingerprint or facial recognition. Do not leave devices unattended or allow others to use them without supervision.
Update privacy settings
Review and update privacy settings on social media accounts. Limit the amount of personal information shared publicly. Be mindful of what you post online, as your spouse can use anything shared against you during the divorce proceedings.
Protect financial information
Secure all online banking and investment accounts. Consider moving financial assets to new accounts that the spouse does not know about. Keep track of all financial transactions and maintain detailed records.
Divorce can be difficult but taking the proper steps can ensure you get through it and move on to the next phase of your life.
